The Texas dept. of housing and community affairs (TDHCA) has released their new 2014 income limits for the down payment assistance program. They have also made a few changes as to how maximum household income is calculated. They will no longer count a non-borrowing household member when calculating the maximum allowed household income for the program. For example, if only one spouse is going on the loan, in the past, the program counted the non borrowing spouse income to calculate whether the household is eligible for the program. Now, they will no longer be counting the income of the non-borrowing spouse. In result, by loosening the income limits, this should really help a lot more home buyers in 2014, making it easier for more families to qualify.